In a medium saucepan, pour in your choice of milk and place it over medium heat. Stir occasionally as the milk warms, monitoring closely to ensure it heats until steaming but not boiling, about 5 minutes.

Once the milk is steaming, crumble 10 Biscoff cookies directly into the saucepan. Stir gently but thoroughly, allowing the cookies to soften and infuse their sweet, spiced flavor into the hot milk.

After the Biscoff cookies have softened, sift in 10 grams of cocoa powder. Whisk the mixture vigorously for 1-2 minutes until the cocoa is fully incorporated and there are no lumps.

Carefully pour the warm Biscoff hot chocolate into two small cups, ensuring a generous amount of the rich mixture fills each cup. If desired, you can garnish with whipped cream for a decadent touch.

For an extra layer of flavor, consider sprinkling crushed Biscoff cookies or a dusting of powdered cinnamon on top of the whipped cream.